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By Holden Lewis of Bankrate.com

The housing market, and with it the mortgage landscape, have changed dramatically over the past two years.
Rules for scoring a low-interest mortgage have become stricter, and homebuyers must be savvy and well-prepared to land any home loan. Below are 10 tips to make your homebuying or refinancing odyssey more successful in 2010.
1. Consider an [...]

By JIM CARLTON
SAN FRANCISCO—California’s inventory of unsold, previously owned homes shrank to a five-year low in December, in another sign that the state may be coming out of its worst housing slump in decades.
The supply of unsold single-family homes dropped to 3.8 months from 5.6 months a year ago and 16.6 months in January 2008, [...]

By Luke Mullins of U.S. News & World Report

 

Even as the U.S. economy expanded in the third quarter, the nation’s eroding labor market sent the mortgage delinquency rate to new heights and created fresh headaches for the Obama administration. About one in every seven home loans in the country was either past due or in foreclosure at the [...]

By Sari Krieger of The Wall Street Journal

 

For homebuyers, green is fast becoming a priority — whether it’s because they want to reduce their energy costs, minimize their carbon footprint or improve indoor air quality.
Here are 10 questions that prospective buyers or renters ought to ask to find out how green a house or apartment is.
1. How big [...]

By Tisa Silver of Investopedia

In this economy, houses aren’t selling like they used to. If you have a house on the market, or are considering selling yours, there are some ways to improve your chances. Here are seven tips that will make it easier to sell your house and make a smooth transition from one owner to the [...]

Article by Lisa Scherzer, SmartMoney.com
Jan 8th, 2010

After a dour year where housing prices fell more than 12% nationwide, will 2010 bring sunnier tidings?
The short answer: only a tad in a select few places but overall not really.
The five areas that Moody’s foresees home prices performing best in 2010 are: Tacoma, Wash., (an increase of 2.44%); [...]

What is the credit?
A. The first-time homebuyer credit is a new tax credit included in the Housing and Economic Recovery Act of 2008. For homes purchased in 2008, the credit operates like an interest-free loan because it must be repaid over a 15-year period.
The credit was expanded in 2009 for homes purchased in 2009, increasing [...]

What could be more exciting than taking the leap from renter to first-time homeowner? You can turn the key in a lock that no landlord has access to, read in a hammock in your own backyard and paint your dining room bright red. Some first-time homeowners get swept up in all the excitement and make [...]

The housing market seemed to catch its breath after struggling to recover from the most severe downturn since the Great Depression in the 2nd half of 2009. The first-time homebuyers tax credit and low mortgage rates lured buyers who’d been dithering and helped move the glut of foreclosures that has been dragging down home values. Sales [...]

It’s been a long time coming, but thanks to the improving housing market the economy seems to be pulling out of the recession. Existing home-sales rose 7.2 percent from June to July to post a seasonally adjusted annual rate of 5.24 million units. This was the highest monthly increase in the last 10 years. Resales [...]